Telematics is a method of monitoring a vehicle. By combining a GPSsystem with on-board diagnostics it's possible to record – and map – exactlywhere a car is and how fast it's traveling, and cross reference that with how acar is behaving internally.

Who will use telematics?

All of us. The tech can be used for monitoring complete fleets of vehicles (everything from courier companies to emergency services) and even for tracking stolen cars. Increasingly it's going to be found integrated into 'connected' cars – think a situation where your cars breaks-down, and the AA is automatically alerted and sent data on your car's diagnostics – though the first wave will likely be car insurance firms desperate to offer 'usage based insurance' policies.

Why now?

Technology is changing – and so is the law. The European Court of Justice has ruled that from the end of 2012 car insurance premiums must be gender neutral (bye bye Sheila's Wheels), so car insurers have to find another way of assessing risk. What better way than using accurate data on how we, as individuals, actually drive? That said, the totally open, transparent approach that telematics brings might be too much of a leap for some insurers nervous of sharing personal data.


Tahliia Towers

Tahliia Towers, Aziziyah
Jeddah, Saudia Arabia